One of my favorite posts on this blog is the one that is titled “It’s Ok to Spend Money on Stuff You Love”, simply because it vindicates my position in the standoff that I currently have going on with my spouse. I feel that it’s ok to spend on the things that we both enjoy while he insists that they’re frivolous expenses and that we need to save our money for the future. Continue reading
I’ve got a tax tip that won’t save you any money, but it will save you something far more valuable . . . time. The IRS says the average American spends 21.4 hours completing their 1040 tax return. It’s this “hidden” tax — the sacrifice of not your dollars but your other 8 hours — that you can reduce. And the good news is this tax tip won’t increase your risk of an IRS audit. Continue reading
The rights and wrongs of the pornography industry are one thing (which I have no intention of debating) but it has to be said that Raymond’s life is an example of how certain traits, certain ways of thinking about and doing things lead to success.
Raymond failed to actualize himself fully, but there are lessons we can learn from his life – he has much in common with other materially successful people. Continue reading
Your financial life has a certain trajectory — similar to a train on a track. There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on. What if the traditional methods of working hard, cutting expenses, and saving don’t work for you? Brown bagging it every day won’t cause you to jump tracks and end up somewhere completely different. Continue reading
With personal finance, as with so many areas of life, we have a tendency to swing between extremes. Often, an excess of spending – with accompanying credit card debt, clutter and stress – prompts us to take a good hard look at our finances. We make all sorts of good resolutions: a plan to reduce our debt, a savings account for our emergency fund, and so on … and somewhere along the way, we pick up the idea that we should only spend money on absolute essentials. Continue reading
Would you like to have more money in your pocket – without having to do any extra work? For many of us, the easiest way to boost our savings is to cut back on how much we’re spending. Whether you’re channeling money into an emergency fund, or whether you’ve got your heart set on that dream vacation, saving an extra few hundred dollars each month might seem out of reach right now. Continue reading
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