save money

1 Simple Decision That Gives You Financial Independence

A recent survey showed that 60{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} of us don’t keep a budget. Close to 20{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} hasn’t a clue where their money goes each month, yet 43{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} do spend more each year than they earn. Almost a third pay no attention to interest rates on their credit cards, even while carrying an average debt of $15,000 per household. Continue reading

debt

A Foolproof Guide to Avoid Soul Crushing Debt

One of the greatest hardships a person can face is being burdened by debt. In addition to paying off the original loan, interest (often at extremely high rates) continues to add to the total, making the ultimate pay off far higher than what was borrowed in the first place. Continue reading

online shopping

3 Ways to Curb Your Impulse Shopping Online

Over the past few years, most of us have got used to shopping online. It doesn’t seem odd to us that some stores – Amazon most famously – exist only online, with no high street presence. And many of us buy everything from our groceries to our music on the net. Continue reading

money myths

Money Myths That Keep You From Making Big Money: Myth 6

“Buy Now, Pay Later!”

This is a huge money myth that seems true, because it is so big and pervasive. The real truth about this belief system is that it is designed to create perpetual consumers! Continue reading

Money Myths That Keep You From Making Big Money: Myth 5

“It Takes Money To Make Money!”

No. It doesn’t.

Again, with this statement we believe that we are dependent on those who are sitting on a mountain of money. Continue reading

money tips

10 Money Myths That Stop You From Making Big Money: Myth 1

Can’t afford It.” How many times do we repeat this in a day? It has been astutely stated, “possession is nine-tenths of the law.”
It is also the basic tenant of advertising that by repeating something over and over again, it becomes truth. Continue reading