When I consider the word wealthy I want to go far beyond the limited definition that relates purely to accumulation and comfort.
Wealth to me has a far much broader meaning that also includes the richness of friends, family, as well as opportunities. Continue reading
If you’re wondering how you are supposed to save for a distant retirement when you’re struggling to pay off debt and make ends meet right now, you’re not alone. I think financial planning has failed a lot of people. The promise that if you work hard, save 10{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} of your income, invest in your 401(k), Continue reading
When we say we want our children to know about money, what do we mean? Do we mean we want them to know how-to make it and how-to spend it? If we teach them the why we make money and why we spend money, they will know how-to. Continue reading
Even in the post-credit-crunch world, it’s all too easy for us to put items on a credit card. It’s all too easy to run up thousands of dollars of debt – with our spending constantly outstripping our earning. Continue reading
I’ve been dropping into my favorite coffee shop for years. Then, amid the buzz over the economy and what a waste of money my lattes were, I stopped. Afterward, I found that while passing that coffee shop I missed the smell, the people, the “me time.” Continue reading
Solvency is simply your ability to meet your entire financial obligations with some money to spare. It is the degree to which your current assets exceed your current liabilities. Continue reading
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