saving money

It’s OKAY to Spend on Stuff You Love

With personal finance, as with so many areas of life, we have a tendency to swing between extremes. Often, an excess of spending – with accompanying credit card debt, clutter and stress – prompts us to take a good hard look at our finances. We make all sorts of good resolutions: a plan to reduce our debt, a savings account for our emergency fund, and so on … and somewhere along the way, we pick up the idea that we should only spend money on absolute essentials. Continue reading

save money

5 Simple Ways to Cut Your Spending – And Still Enjoy Your Life!

Would you like to have more money in your pocket – without having to do any extra work? For many of us, the easiest way to boost our savings is to cut back on how much we’re spending. Whether you’re channeling money into an emergency fund, or whether you’ve got your heart set on that dream vacation, saving an extra few hundred dollars each month might seem out of reach right now. Continue reading

Debt Advice – The Facts

It’s a complex world, but most of us still manage to get on with it: whatever our job may be, we turn up every day and tackle the challenges that come our way.

When it comes to debt, though, it’s not so straightforward. Many people end up with serious debt problems they just don’t know how to deal with. Why is that? Continue reading

5 Ways to Break Your Spending Habit

Many of us have a tendency to spend money frivolously. I’m not talking about the rare folk who run up insane credit card debts on things they just can’t afford – but people like you.

Maybe you always come out of the grocery store with a few things you don’t need … and which eventually end up in the trash. Maybe you can’t resist buying new books, even though there’s a great library nearby. Maybe you end up buying things online when you’re surfing the net in the evenings. Continue reading

5 Ways to Make Working From Home Work For You

How many times have you sat in rage-inducing, morning rush hour traffic, cursing your boss for making you come in early to finish that report, when clearly you would have already had the report finished if you’d only been allowed … Continue reading

Inner Entrepreneur

How To Channel Your Inner Entrepreneur

An entrepreneur needs to be someone who can both visualize and actualize.  He needs to be able to visual something-and once that “something” is visualized, he needs to see exactly how to make it happen. In order to make it … Continue reading