Broke Doesn’t Mean Dead: 6 Ways To Start a New Life

If you are broke, unhappy with your life, and completely dissatisfied with your job, it can seems as if you are in a hopeless position. Your feels as though you cannot make a change because of your financial situation, so you feel absolutely helpless. Even worse, the build of stress and depression can blind you to any opportunities that do exist for you.

Here’s some good news. Things are not hopeless, and you can make a change. No matter what your situation is, you can start a new life. Here are a few steps that you can take to accomplish this goal.

1. Self-Examination

Before you do anything else, it is a good idea to examine yourself and your current situation. The purpose of this is to determine several things. For example:

  • What are the factors in your current life that are causing you problems?
  • Will rebooting your life fix these problems, or simply put them on delay?
  • Are there things you can fix or change without having to take such an extreme step?
  • What problems in your life are caused by your own flaws or deficits, and how will you ensure that you want cause yourself the same issues in your new, rebooted life?
  • Has anything happened recently that might make this an emotional decision instead of a rational decision?
  • What do you want to leave behind in your old life?
  • What do you want to gain in your new life?

Once you answer these questions, you should be able to determine if your best strategy is to make things work as they are, or if you should move on to making some major life changes.

2. Identify What Needs to Change in You

One of the most difficult things about rebooting your life is the fact that you cannot force anybody else to change. You can only change yourself, and your expectations of others. One thing that you can do to help yourself determine what needs to change is to complete the following sentences:

  • If I could change one thing about my approach to romantic relationships I would…
  • If there was a habit I could break it would be…
  • If I could make one change in my financial situation it would be…
  • I would be a better employee if I…

3. Determine What Your New Life Will Look Like

Now is the time to determine the type of life you would like to have. Keep in mind, that this isn’t the plan to get there, it is simply your vision of the life you would like to have. Don’t be afraid to think big. Where would you like to live? What, if any will be the state of your romantic relationships? Where will you work? How will you spend your leisure time? Don’t be afraid to think big.

4. Make a List of The Steps You Need to Take to Change Your Life

You know what you want your life to look like. Now, how do you get there. It is time to write out the specific actions you must take to reach your goal. These will vary from person to person. Here are a few that may fit the bill for many:

  • Opening up a bank account
  • Finishing a college degree
  • Applying for new jobs
  • Putting a home up for sale
  • Updating job skills
  • Joining a gym or starting an exercise/diet plan
  • Reconnecting with friends and relatives

5. Prioritize the Steps You Need to Take

The first step that you should take, is the first step that will bring you some noticeable results. This is very important if you are broke, broken, and simply not feeling very hopeful. Consider the list above. Something as simple as opening a new bank account can be absolutely empowering, and it can create a lot of hope without taking a lot of time or effort. Applying for job is also a fairly easy task to perform that will generate change and confidence almost immediately.

The longer and more complex steps can go towards the bottom of your list. These often require more time to commit, or they require assistance from others. Remember the point is to build up motivation instead of stress.

6. Taking The First Steps

The last thing to do, is the most difficult thing to do. You have to take action. This can be extremely stressful, however it is worth it and necessary to achieve the life that you want. If you find that you have a fear of change that is causing you a bit of paralysis, try getting a supportive friend or family member on board with you. They can help to propel you forward when you feel stuck.


Rick Riddle is passionate about self-development process and wants to share his experience with more people via his articles. He believes that self-sufficiency and discipline lead to great results.


Erin shows overscheduled, overwhelmed women how to do less so that they can achieve more. Traditional productivity books—written by men—barely touch the tangle of cultural pressures that women feel when facing down a to-do list. How to Get Sh*t Done will teach you how to zero in on the three areas of your life where you want to excel, and then it will show you how to off-load, outsource, or just stop giving a damn about the rest.

16 Responses to Broke Doesn’t Mean Dead: 6 Ways To Start a New Life

  1. Jamie l says:

    I’m a 56 year old disabled widow and I have never driven a car in my life! I need transportation to get to a different county to start over. Is there anyone out there with a good heart to help me. I’m alone and have know one.

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  3. Francis says:

    I have no job,no money,no friends,no family.only my liltle siblings.
    Trying to start life again for good has been very hard for me with nothing.
    I only wish someone could kindly help me out because have tried to find help from the people I know but all in vain.
    I’m so depressed,sad and almost hating myself for not being able to get a better life.
    And I’m so scared too!

  4. Joshua says:

    I need to find my life — When you get to the point where nothing feels like home, questions become need for answers and for those answers to become reality. I just need to fix a few things before I take this step alone. Moving to a part of the world alone worries me, new city – new people – new Job – new home. Probably end up with roommates for a few months until I establish there.

    Good thing on my side is my health and love for bodybuilding this truly will help me on the physical aspect. Mentally I do feel drained due to feeling completely lost in this world – but I know deep down I feel this way because im searching for love – family – hope.

    I personally could die broke and in love then to die rich and ruined. Simply life is all I need to make me smile – I just want to feel like im home.

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  7. s edwards says:

    I had a hell of a background, and it is said that when the foundations are shaky that the house will eventually crumble. 3 years ago it did. Hormonal disturbances connnected to the joys of mid life caused me to just lose it. I left my job of 14 years as I couldnt sleep and couldnt get through a day without crying. Found that sick beneft wouldnt cover the bils so had to find a cash job to keep the roof over our heads. 3 years on not much has changed, I had a short course of free counselling but need more, have been working my arse off in a job with early starts and really long days, which has meant i havn’t been able to start the day with calm and exercise. Thishas been like having an ilness and going 4 months without medication and Im on the floor. I have to work I cant afford not to but the suicidal thoughts are so frequent and so overwhelming that its hard, I cry to and from work and lunchtimes I try and walk to get out and boost my happy bank. Im interviewing this week for a job across the road, 15 hours a week and I have no idea how I will manage financially, I just know something has to give and I am trusting this shot world that has dealt me some pretty duff cards to suddenly give me a good hand. Nuts I know. Sending love to all of you and a wish for things to change xxx

  8. The ideas presented here are really good. We need to pick ourselves, analyse and then proceed to tackle the situations.

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