Over the past few years, most of us have got used to shopping online. It doesn’t seem odd to us that some stores – Amazon most famously – exist only online, with no high street presence. And many of us buy everything from our groceries to our music on the net. Continue reading
With personal finance, as with so many areas of life, we have a tendency to swing between extremes. Often, an excess of spending – with accompanying credit card debt, clutter and stress – prompts us to take a good hard look at our finances. We make all sorts of good resolutions: a plan to reduce our debt, a savings account for our emergency fund, and so on … and somewhere along the way, we pick up the idea that we should only spend money on absolute essentials. Continue reading
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