Financial Help for friends

How to Deal With Friends Who Need Financial Help

Do you often find yourself trying to resolve the financial difficulties of your friends and relatives? From personal experience, I know this is a difficult situation. At times, it can seem more difficult than solving our own financial problems.

There is no right way to deal with the financial problems of other people. It will depends on the nature of your relationship with them. However, here are a number of suggestions to bear in mind.

1. Should I lend money to my friends?

“Neither a borrower nor a lender be;
For loan oft loses both itself and friend, ”

- LORD POLONIUS: From Shakespeare’s Hamlet, 1603

Lending money to friends and family is a potentially awkward situation and can be the source of conflict in a relationship. Before lending money to friends, ask yourself these questions:

  • Is s/he likely to pay me back or default?
  • If s/he fails to pay the loan back, how annoyed will I be with that person?
  • Could this loan damage our relationship ?
  • Is there another alternative which avoids having a loan from me?
  • Do they have outstanding debts with other people?

If you do decide to lend money to friends then:

  • Make a written contract.
  • Make it clear when it is to be paid back.
  • Make sure you feel happy with the situation.

2. Offer Advice

Advice is free to give. Often what our friends need is not money, but information about how financial matters work. I once had a friend who kept getting charged £50 for going overdrawn by less than £1. He would just get mad at the bank and assume there was nothing he could do. However, I was able to suggest that he write to the bank and ask them to reconsider. It’s surprising how receptive banks can be to a polite letter with a believable excuse.

3. Don’t Assume anything.

If you are reading this, chances are you have a broad understanding of credit ratings, interest rates, and penalty charges. However, remember that your friends may be clueless. There is no financial education given at school and some people have no interest in learning. For example, some people may pay credit card debt at 17%, even though they could easily transfer to a lower interest bearing account. Therefore, it may be possible to make a big difference just through suggesting minor changes in their financial affairs.

4. Do I help those who don’t want it?

Quite often, people making big financial blunders are the least receptive to help. This is a difficult situation because we want to help, but it can cause resentment when we intervene. One question worth bearing in mind is: who will have to bail the person out when things go really bad?

If it could be you, then it’s worth offering a clear choice. Suggest two alternatives: Either do this suggestion and I will help you; or go your own way, but this will happen and you are on your own. This leaves it up to the other person to accept your help or not. At least they know where they stand and what to expect in the future.

5. Detachment

No matter who you are dealing with, it is worth trying to maintain an attitude of detachment. This means you can offer impartial advice, possibly even lend them money, but at the end of the day it is their responsibility and not yours. You should never feel guilty if someone creates their own financial mess.

Remember the old saying, “You can lead a camel to water but you can’t make it drink.” It’s the same with finance. You can offer good advice, but you shouldn’t feel it is your responsibility to make them change their attitude. From personal experience, some people are very unwilling to change their attitude towards money. I have stopped trying to change them and it is much more peaceful.

This article is based on personal experience (some quite painful). Generally, I have good solid finances, but I seem to attract friends who are hopeless in financial matters. It’s not easy, but whatever you do, the most important thing is to make sure a friendship doesn’t suffer because of disputes over money.

 

Tejvan Pettinger studied PPE at Oxford University and now teaches Economics at a school In Oxford. He updates a blog about debt and financial advice at www.mortgageguideuk.co.uk/blog.

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  • http://www.shardsofconsciousness.com Rick Cockrum

    Hello Tejvan,

    Good article. The main thing I do differently is don’t set up any business relationships with friends or family. If they ask for financial help and I want and am able to give it, I do, but without any expectation of ever getting the money back. If they give the money back, great. The idea of a loan calls up too many expectations and will, whether you want it to or not,poison the relationship. Friends and family are too valuable and rare to lose.

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  • http://www.pickthebrain.com John Wesley

    I agree, Rick. It’s better not to put yourself in a difficult situation in the first place. Business requires making tough decisions (i.e. firing people) that is hard enough to do without your personal relationships being involved.

  • http://comebackpluto.blogspot.com marc

    Good idea, Rick. I was just about to say the same myself. If I’m ever able to help a friend in need, I do so without any expectations in return. That way our friendship lasts and there is no awkward feeling dangling over our heads.

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  • http://www.srichinmoybio.co.uk/blog Tejvan Pettinger

    It’s great to be able to give to friends without expectation.

    However, we have to be careful that we don’t start with this attitude, but, later kind of regret our initial generosity. Basically, never act on impulse.

    On the same point, if a friend offers to help us unconditionally, bear in mind, they may change their attitude at a later time

    - With family it is perhaps easier to do things unconditionally.

  • http://babblermouth.blogspot.com Aaron Simmons

    Great article, and on a subject that doesn’t get enough coverage.

    When I was a financial counselor, there was nothing sadder than meeting with parents who bankrupted themselves by constantly bailing their adult children out of financial problems. As this article suggests, the real problem is rarely a temporary need for cash but is a cry for more education.

    In essence, teaching friends and family about money and shrewd financial management will help make both parties richer, while lending money to friends ultimately ends with both parties losing money.

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  • http://www.adversityuniversity.blogspot.com Stephen Hopson

    This is a touchy subject for a lot of people but I remember reading something from one of Jack Canfield’s books about this. He kept it simple by saying “I’m not a bank” and therefore does not lend to friends (I don’t know if he lends money to family members or not) but I think his advice is very good. Because otherwise it’ll lead to uncomfortable situations down the road, especially if you 1) don’t write out that contract like you specified in this article or 2) loan the money with the expectation of a return.

    After church services one day, a bunch of us were going out to lunch and one guy who normally goes with us said, “I’m broke.” No one offered to pay for his lunch except me. I felt funny afterwards and tried to forget about it by telling myself, “Don’t worry about it. So what if he doesn’t pay back?” Well, he did pay back a week later but I learned a lesson. My intution told me not to lend him money because I’m not a bank therefore others should not expect me to be. My philosophy is he’s broke, it’s because he didn’t handle his money properly.

    Cold? Callous? Maybe. But I’m not a bank. And neither should anyone else. It’s different if you want to DONATE money. But to loan money? No.

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    You state, “There is no financial education given at school”. This is not true. The ifs School of Finance offer a GCSE in personal finance at around 300 schools and are pushing government to ensure all schools offer their students the chance to learn about personal finance – an uphill struggle I would guess!

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    We also offer short and long term loans both secured and unsecured. Equally,
    We provide all kinds of banking instruments (MTN,BG,SBLC, BCL,PPP,SKR Etc.)

    Brokers and financial consultants that will work with our firm in their
    respective countries are required.

    For further inquiries contact:

    Mr Jake Smith
    Loans/Credit Operations Manager
    104/108 High Street,Bromley
    London– United Kingdom
    Tel:+44-703-195-4633.
    Fax:+44-870-974-8171.
    loanprocedures04@gmail.com

  • Brandon Bino

    This is to notify the general public that Mr.Brandon Bino loan firm,has
    opened an opportunity to every one in need of any financial help.We give
    out loan to individuals, firms and companies under a clear and
    understandable terms and condition.contact us via Email:
    binoloanfirm@gmail.com
    Borrowers Information Needed Fill And Return.
    Name:
    Age:
    Gender:
    Marital status:
    Address:
    City:
    State/province:
    Zip/postal code:
    Country:
    Phone:
    E-mail:
    State Purpose of Loan:
    Loan Amount:
    Loan Duration :
    Net monthly income:
    Have you applied for a loan before?
    if yes how did it go.
    Thanks
    Mr Brandon Bino

  • kenshaww Jeanne Trua

    scammers are here..do not contact any one claiming he can help you directly from this site..they are scams.delete your post immediately from here so that they wont sent you a scam email.I have lost money to some here,b4 my cousin referred me somewhere were I finally got my financial freedom.email me right away at ” kenshawwjeanne@gmail.com ” for more info.please RUN FOR UR DEAR LIFE ON THIS SITE,IF NOT,YOU WUD REGRET COMING HERE AND WUD PREFER STAYING IN UR PREVIOUS SITUATION.email me or call me

  • Ashfaq Ahmed

    I can deliver leased instruments to Organisations or individuals with their
    preferred text verbiage as been approved by their bankers. We also proffersales
    option to interested buyers. Our terms and procedures are so flexible and
    workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lesseebroker’s
    Commission and he determines his commission. Also we have facilities todiscount
    BG and Put you into PPP Trading.
    Contact me through this
    email;
    businessfundinginvestments02@gmail.or through
    skype: (AshfaqAhmedforyou) in other to furnish you with other information

  • http://www.mwembe JOSEPHINE M. ONDIEKI

    Thanks for the message i am financially unstable help me by boosting me with loan to start business.

  • http://www.mwembe JOSEPHINE M. ONDIEKI

    PLEASE EMAIL ME BACK. SEND TO: binoloanfirm@gmail.com

  • http://www.pickthebrain.com/blog/how-to-deal-with-friends-who-need-financial-help/ Mr Marion

    Do you need loan of yes email us now at: marionfinancialhome@hotmail.com for more information.

  • Dobrovolskiy.prokopiy

    I can deliver leased instruments to Organisations or individuals with their
    preferred text verbiage as been approved by their bankers. We also proffer sales
    option to interested buyers. Our terms and procedures are so flexible and
    workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee broker’s
    Commission and he determines his commission. Also we have facilities to discount
    BG and Put you into PPP Trading.

    Contact me through this email:(broker.prokopiy@gmail.com) or through
    skype: (Dobrovolskiy.prokopiy) in other to furnish you with other information.

    • besik

      I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee broker’s Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.

      Contact me through this email :( financialdraft55@gmail.com,) or through
      skype: (besik.katsitadze) in other to furnish you with other information.

    • besik

      I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee broker’s Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.

      Contact me through this email :( financialdraft55@gmail.com,) or through
      skype: (besik.katsitadze) in other to furnish you with other information.

  • Trout

    any one in dire need of loan, Get an x-mas loan applying for a loan via
    email at: troutmoxie@troutmoxieloans.com website:
    http://www.troutmoxieloans.com.. hope to see your response. Thanks. Trout Moxie

  • ashfaq ahmed kan

    Dear Sir,

    I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee broker’s Commission and he determines his commission.  Also we have facilities to discount BG and Put you into PPP Trading.

    Contact me through this email:(businessfundinginvestments02@gmail.com,ahmedkan66@yahoo.com
    ,ashfaqkanahmed456@gmail.com.com) or through
    skype: (ashfaqahmedforyou) in other to furnish you with other information

  • Gold Line Internatinal

    Follow the link http://ek1990.glworld.cc watch a 7 minute video, which can change your life, I’m really thankful to this system, it has changed my life into a better place. Your wellbeing depends on your decisions, so make the right decission, be a part of a big family, which is still growing! 

  • Gaurav4drive

    Your article is full of fact, which goes in everyone mind day-to-day. you also shared it every person should be in a different situation, during financial crunches.
    Can you suggest advice for a person, who is full of self- respect struggling from financial crisis. How she/he will going to borrow from her/his friends or relatives?

    Regards,
    Gaurav 

  • providermandate

    We offer fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies.

    Description of Instrument:
    1.Instrument: Bank Guarantee (BG)/SBLC
    2.Total Face Value: MINIMUM 1MILLION EURO/USD – MAXIMUM 100BILLION EURO/USD
    3.Issuing Bank: HSBC London or AA rated Bank in Western Europe or USA.
    4.Term: One Year, One Month
    5.Leasing Price: 5% of Face Value plus 0.5% Lessor agent [Closed] & X% Lessee agent (open)
    6.Delivery: SWIFT TO SWIFT
    7.Payment: WIRE TRANSFER
    8.Hard Copy: Bonded Courier within 7 banking days.

    Thank you.
    Sorin Lassmann
    For further inquiries:
    Contact: providermandate.ls@gmail.com
    Skype ID: ls.nicu

  • Thomas Edeghogho

    Goede dag,
    Bent u een zakelijke man of vrouw Heeft u een lening of financiering voor welke reden dan ook, zoals nodig: Persoonlijke Lening, Business Expansion, Business Start-up, Onderwijs, Hard Geld Lenen, Investment Leningen.
    Wij bieden Juridische Financiële Leningen tegen 2% rente Neem nu contact op via E-mail: realestateloanservice@superposta.com

  • radwan.hussien

    Dear Sir,
    I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5)%+x%. X% IS Lessee broker’s Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.Contact me through this email(financialinstrument23@gmail.com,financialinstrument23@yahoo.com, or through skype: (radwan.hussien02) in other to furnish you with other information.

  • Bob Harrison

    Good day,

    Are you a business man or woman Do you need a loan or funding for any reason such as : Personal Loan,Business Expansion, Business Start-up ,Education, Hard Money Loans, Investment Loans.

    We provide Legal Financial Loans at 2% interest rate Contact us now Via E-mail

  • http://www.mohammedloanserviceplc.com mohammed

    Do you need a Loan?
    Are you looking for Finance?
    Are you looking for a Loan to enlarge your business?
    I think you have come to the right place.
    We offer Loans atlow interest rate.
    Interested people should please contact us on
    For immediate response to your application, Kindly
    reply to this emails below only.
    mohamendloanservice@gmail.com

    Please, do provide us with the Following information if interested.

    1) Full Name:………
    2) Gender:………
    3) Loan Amount Needed:………
    4) Loan Duration:………
    5) Country:………
    6) Home Address:………
    7) Mobile Number:………
    8)Monthly Income:…………………
    9)Occupation:………………………
    )Which site did you here about us…………………

    Thanks and Best Regards.
    mohamendloanservice@gmail.com

    http://www.mohammedloanserviceplc.com

  • Joe Duane

    We offer fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and other. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options and we also discount/monetize BG’s.
    This offer is open to both individuals and corporate bodies.
    If in need of our services, contact me for detail information.
    Thank you,

    Mr.Joe Duane
    email:jduane076@gmail.com
    Joeduane@consultant.com

  • kia slim

    Do you need a loan? Have you been looking for where to get a loan? Have you been trying to get any kind of loan? then apply now at ?(rodrigoluliloanfirm@yahoo.com) if you want to get an affordable loan. Loan is offered here at a very low interest rate of 3%. Contact us now if you are interested.

  • providermandate

    GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    Contact : Mr. Sorin Lassmann
    Email: providermandate.ls@gmail.com
    Skype ID: ls.nicu

    Email me for procedure and terms.

  • Leslie Frank

    Leslie Frank is my name , OMG ,OMG OMG … I cant believe it that after contacting Queeneth Stark Loan Council 48 hours ago for a loan unds of $40,000.00 Dollars that i would recieve this loan funds asap but i just wanna say it on here that i just got my loan funds and this still looks like a dream and a total magic to me …. QUEENETH STARK LOAN COUNCIL …. YOU ARE THE BEST AMONG THE REST .

    May God Bless You For This Suprise .
    You Can Have Them Contacted Via /// mrsstarkloans@aol.com

  • jane brown

    I’m Jane Brown by name. I live in USA, i want to use this
    medium to alert all loan seekers to be very careful because there are
    scammers everywhere.Few months ago I was financially strained, and due
    to my desperation I was scammed by several online lenders. I had
    almost lost hope until a friend of mine referred me to a very reliable
    lender called Mr. Barry Smith who lend me an unsecured loan of $350,000
    under 2hours without any stress. If you are in need of any kind of
    loan just contact him now via: (barrysmith1loanlender@gmail.com) I’m using
    this medium to alert all loan seekers because of the hell I passed
    through in the hands of those fraudulent lenders. And I don’t wish
    even my enemy to pass through such hell that I passed through in the
    hands of those fraudulent online lenders,i will also want you to help
    me pass this information to others who are also in need of a loan once
    you have also receive your loan from Mr. Barry Smith, i pray that God
    should give him long life.

    God bless her forever.

    Jane Brown

  • Clark Robinson

    Do you need a reliable loan without you making any fee upfront? Have you been turned down by your banks and other financial institution? Are you tired of paying high interest loan? You do want to own a house and you lack the finance to purchase it? Here is a better and safer way to get a loan just at 2% rate and your credit history means nothing to us.
    Make an immediate decision today by contacting us for your loan and live your dream life full of happiness and financial confidence. E-mail us at : clarkrobinsonloancompany@gmail.com for your loan application and you will be glad to be at the right place.

  • Liu Xueming

    We are seeking genuine companies/ individuals looking for Loans to finance their business or expand existing ones. We also deal on all kind of Bank Instruments.

    [1]Project Funding / Financing
    [2] Unsecured loans, Commercial loans
    [3] Worldwide project financing
    [4] Equity Loan Financing
    [5] Personal Financing
    [6] Issuance and discount of all bank instruments like BG, SBLC, LC, MTN, POF, PPP
    [7]Bills of Exchange
    [8]Property Loan & Mortgage

    If Interested kindly contact:

    Contact : Mr. Liu Xueming
    Email: lu.instrumentsprovidermandate@gmail.com
    Skype ID: liu.xueming2

  • Liu Xueming

    We can deliver fresh cut lease banking instrument(BG/SBLC/LC/DLC/MTN) to
    you in accordance to our working procedures which serves as collateral at
    affordable prices, which will

    enable you get loan form your bank so as to embark on your
    projects(Aviation, Agriculture, Petroleum, Mining, Telecommunication,
    Construction of Dams, Bridges, Other Turnkey

    Project etc.) you have at hand and our BG can be used in ppp trading.

    I will email you our working terms and condition upon request.

    Contact : Mr. Liu Xueming
    Email: lu.instrumentsprovidermandate@gmail.com
    Skype ID: liu.xueming2

  • marsha

    Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested inviduals who are seeking loan with good faith. Are you seriously in need of an urgent loan contac us at Email: honestloan10@gmail.com
    APPLICATION DETAILS
    Your Full Details:
    Full Name:
    Loan Amount Need:
    Loan Duration:
    Phone Number:
    Applied before?
    State:
    Monthly Income:
    Country:
    You are to send this to our Company Email Address: honestloan10@gmail.com

  • Liu Xueming

    Dear Sir/Ma,

    We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffer driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact

    Contact : Mr. Liu Xueming
    Email: lu.instrumentsprovidermandate@gmail.com
    Skype ID: liu.xueming2

  • Wema Sundas

    Hello Sir / Ma,
    WEMA XMAS LOAN NOTIFICATION!
    Are you seeking for legitimate,fast and reliable loan? Free collateral loans / non-collateral loans, we offer loan services of different types ranging from full loans to subordinate loans best designed for you. The loans are given at a very low interest rate. We offer mortgage, company, business, personal, housing, land acquisition and many more. No social security number is required and no credit check required 100% guarantee to the nation / world. Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans. Contact us now via our mailing address. And please i want to beg all those that are out there that are just trying to apply for loan OR loans and take it for a joke not to do that here as this is a loan firm that was founded in TRUTH and in full SINCERITY to support everybody in the world with financial help. TAKE NOTE: ANY RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.
    Name Of Loan Firm: Wema Sundas Loan Investment,
    Name of the CEO: Mrs Wema Sundas,
    Name Of Personal Assistant: Mr Primo Samakard
    Email: mrswemaloans@rocketmail.com ,, In receipt of your contact and seriousness to getting a loan here, You will surely get a call from my personal assistant or me the Chief Executive Officer of this loan firm.

  • Liu Xueming

    We arrange Following Bank Instruments
    Letter of Credit ( LC)
    From Various Banks in Singapore / HongKong / Europe /USA
    Used For Import / Export Business and Trade Finance .
    90/180DAYS
    Bank Guarantee ( BG )
    Fresh Cut
    Slightly Seasoned
    Seasoned
    Stand By Letter of Credit ( SBLC )
    90DAYS / 180/ 365DAYS
    Regards
    Contact : Mr. Liu Xueming
    Email: lu.instrumentsprovidermandate@gmail.com
    Skype ID: liu.xueming2

  • Carlos Hunter

    Hello,

    Dear Loan Seekers i am Mr Carlos Hunter from United State of America (USA) i have been searching for a loan for more than 2years and all lenders i have get in touch with have rip me off more than $3,300.00, i thought there is no way i can get a loan online not on till the day a friend of mine called James Butler direct me to a legit and genuine loan lender called Mrs Lily Brown who lend me a loan of $15,000.00, am a happy man today and i promise my self that i will keep posting online about the good thing that Mrs Lily Brown has done in my life if you need a loan contact her today (mrslilybrownco9@gmail.com) Thanks.

  • Mr. Kianersi

    We are currently offering a on Non-Recourse Loan against Bank instruments with our Monetization Program, which means you don’t have to return back the loan. Yes with our Monetization program, We will provide you with a Loan of 65% LTV, whereas If you provide Bank Guarantee /Standby Letter of Credit Value $100M,we will provide you with a Non-recourse Loan for $65M USD cash (65%LTV) of the value of the Bank Guarantee. But if you do not have a Bank Guarantee, that is certainly not a problem as we have a BG provider to issue the BG on your behalf and we will Monetize the BG in your favour and fund you with 65% of the value of the BG. The most interesting part of this program is that the Leasing Fee will be deducted at closing and 65% will be wired to your account, you will only be responsible for the swift charges of the BG but the leasing fee will be deducted from the loan amount at closing.

    Our loan range is from 1 Million-50 billion Max.We also provide Genuine Bank Instrument such as Fresh Cut BG, SBLC and MTN which are specifically for lease for (6+2%) and sale (50+2) from top rated AA Banks, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC), 2. Total Face Value: 1 Million MIN -50 Billion MAX USD/EURO, 3. Issuing Bank: HSBC, London, Deutsche Bank Frankfurt or any of the Top 25 AA Rated Bank. 4. Age: One Year, One Day, 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers/consultant. 6. Delivery: SWIFT TO SWIFT. 7. Payment: MT-103.8. Hard Copy: Bonded Courier within 7 banking days.

    Please let me know which of the services that interests you? so that I can provide you with more information and procedure. Brokers and Consultants are also welcomed. PLEASE ONLY DIRECT CLIENT OR MANDATE SHOULD REPLY TO THIS OFFER!!! If Interested kindly contact me via Email:~ Mr. Ezzatollah Kianersi…….. Email: (bgsblc.kianersi@gmail.com) My Skype ID is ………………: bgsblc.kianersi

    Kianersi

  • Raj thomas

    Hello,

    Here comes a loan that will change your life forever Mr name is Mr Raj Thomas a certified loan lender from Asia i give loans out to the whole world and the less financial privilege have you be turned down by online loan lenders? do you need an urgent loan to get back on track i want you to understand the fact that I Mr Raj Thomas is here to help you get back on track i want you to know i give out my loans with a very low and affordable interest rate of 2% bad credit accepted any interested client should please contact me asap. (rajthomasloanfirm@gmail.com)

    Please all borrowers you have to get back to us with this details as listed to enable us proceed on the loan terms and repayment schedule asap.

    Borrowers Data

    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Sex:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    10)Monthly income:
    11)Loan Amount Needed:
    12)Loan Duration:
    13)Purpose of Loan:
    14)22)Monthly income:

    Regards

    Mr Raj Thomas

  • Crystal Clark

    Complement of the season to you all,

    Do you need an urgent loan to pay off your bills and debts? Do you need funds/capital to managed or expand your business? Have you been turn down by banks and other financial agency because of your bad credit score?Are you in a very deep financial mess and you need an urgent loan to stand back to feet financially?Are you blacklisted? Have you been searching for a long term or short term loan? Do you need a secure and unsecured loan? If yes then search and panic no more,CRYSTAL CLARK FINANCIAL HOME is a certify and approved credit home where all your financial difficulties can be a thing of the past,we give out all kind of loan such as: Educational Loan,Business Loan,Mortgage Loan,Consolidation Loan,Car loan,Auto Loan etc,we also lend out loan at affordable interest of 2.5% and we do give out loan in all kinds of currency like,Ponds,Euro,Dollars,Rands ,the minimum loan we lend out to borrowers is $5,000.00usd while the maximum is $100,000.000usd. We stand out as a medium to help those that are in any financial needs,so kindly search no more today and apply for your easy loan to execute your plans and be successful in life. Contact us today via email;crystalclark_financialhome007@yahoo.com for more information about our loan programming and regulation. You can also apply online.
    Best Regards.
    Mr Crystal Clark{MD/C.E.O}