{"id":45416,"date":"2016-11-09T22:52:04","date_gmt":"2016-11-10T06:52:04","guid":{"rendered":"https:\/\/www.pickthebrain.com\/?p=45416"},"modified":"2017-05-27T08:47:33","modified_gmt":"2017-05-27T16:47:33","slug":"5-important-life-goals-you-need-to-do-before-30","status":"publish","type":"post","link":"https:\/\/www.pickthebrain.com\/blog\/5-important-life-goals-you-need-to-do-before-30\/","title":{"rendered":"5 Important Life Goals You Need To Accomplish Before 30"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div><p style=\"text-align: justify;\">You\u2019ve probably heard your Mom or Dad use the expression -\u201cYouth is wasted on the young.\u201d When you\u2019re young and time seems to drag its feet, a minute feels like an hour and whatever your parents say really doesn\u2019t strike a chord. But once you\u2019re out of college and are settled in that great first job you landed, you come to the realization that there might be something to what they were saying.<\/p>\n<p style=\"text-align: justify;\">Once the thrill of the new job wears off, you begin to realize you spend over eight hours a day doing underpaid work on <a href=\"https:\/\/www.pickthebrain.com\/hating-job-natural-love\/\">a job you don\u2019t even love<\/a>. What happened to all that \u201cme\u201d time you used to have? Those minutes that seemed to last forever now fly by and all you\u2019re left with (if you\u2019re lucky) is a measly four or five hours after work.<\/p>\n<p style=\"text-align: justify;\">It\u2019s time to set some goals. You have to plan your future. This is no time for idling, because what you do in your 20\u2019s can affect a huge part of your future. Not sure where to start or what to do? Here\u2019s a guide to help you live life fully before you turn 30.<\/p>\n<h2 style=\"text-align: justify;\">1. Pay Off Your College Loan<\/h2>\n<p style=\"text-align: justify;\">If you want to enjoy your life and live out your dreams, you need to have money. And the sooner you pay off your student loans and all your other debts you might have incurred, the faster you can use that hard-earned money to enjoy whatever makes you happy.<\/p>\n<p style=\"text-align: justify;\">Most millennials today have trouble being <a href=\"http:\/\/business.time.com\/2013\/04\/04\/financial-independence-todays-young-people-dont-expect-it-anytime-soon\/\">financially independent<\/a>. And this is because they\u2019re still having a hard time repaying their college loans. According to Mark Kantrowitz, publisher and vice president of Cappex, the average student debt for 2016 records to $37,173, and this is more than 5{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} high from last year.<\/p>\n<p style=\"text-align: justify;\">Here are some things you can do to easily pay off your college loan:<\/p>\n<ul>\n<li>Cut the principal down quickly to get lower interest charges. For example, instead of paying around 300$ a month, double it down to $600 if you can afford it.<\/li>\n<li>Work part time on a job you love and use the money to pay for your student loan.<\/li>\n<li>Live cheaply and give up a few luxuries during the years you\u2019re paying your debt.<\/li>\n<li>Work for a company that offers <a href=\"http:\/\/time.com\/money\/4261054\/employee-student-loan-repayment-programs\/\">student loan paydown plans<\/a>.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\">2. Invest Your Money<\/h2>\n<p style=\"text-align: justify;\">Once your debt is paid off, it\u2019s time to think about investing your money. Financial experts believe that during your 20\u2019s is the best time to invest aggressively. This is the phase where you can take huge risks and start building your wealth.<\/p>\n<p style=\"text-align: justify;\">Try learning about investing your savings and how to make your money grow while you sleep. I recommend reading Suze Orman\u2019s <a href=\"https:\/\/www.amazon.com\/Money-Book-Young-Fabulous-Broke\/dp\/1594482241\/ref=sr_1_1?ie=UTF8&amp;qid=1478498136&amp;sr=8-1&amp;keywords=The+Money+Book+for+the+Young{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c}2C+Fabulous+{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c}26+Broke\"><em>The Money Book for the Young, Fabulous &amp; Broke<\/em><\/a> or <a href=\"https:\/\/www.amazon.com\/If-You-Can-Millennials-Slowly\/dp\/098878033X\/ref=sr_1_1?ie=UTF8&amp;qid=1478498251&amp;sr=8-1&amp;keywords=If+You+Can{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c}3A+How+Millennials+Can+Get+Rich+Slowly\"><em>If You Can : How Millennials Can Get Rich Slowly by William J. Bernstein<\/em><\/a>. With the money you earned from your investments, you could improve your wealth a few years down the line. Here are some tips to help you get started:<\/p>\n<ul>\n<li style=\"text-align: justify;\">Start saving. If you\u2019re just 22, you probably won\u2019t have enough money to invest in something big. But you have the opportunity to do so. Even if you set aside 10-20{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} of your income every month, that amount can grow in time.<\/li>\n<li style=\"text-align: justify;\">Invest in your 401k. Don\u2019t miss this golden opportunity to save for your retirement.<br \/>\nInvest in yourself. If you haven\u2019t yet &#8211; go to college. Take up courses to hone your skills and improve your financial situation.<\/li>\n<li style=\"text-align: justify;\">Or you can start a business or a money-making blog about things you\u2019re passionate about. Make sure that you consulted experts before setting up your business and you\u2019ve armed yourself with <a href=\"https:\/\/www.aawebmasters.com\/bloggers-top-productivity-tools\/\">useful tools to manage your blog<\/a>.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\">3. Take Steps To Improve Your Health<\/h2>\n<p style=\"text-align: justify;\">Now that you\u2019re \u201cadulting\u201d, take a good hard look at your eating and exercising habits. Staying healthy can save you tons of money and you\u2019ll thank yourself when you reach your golden age.<\/p>\n<p style=\"text-align: justify;\">Easier said than done, getting into a healthy routine can be hard for most of us. But it doesn\u2019t have to be. Here are ways to manage a healthful lifestyle:<\/p>\n<ul>\n<li style=\"text-align: justify;\">Commit to a <a href=\"https:\/\/www.pickthebrain.com\/7-science-backed-tips-sticking-fitness-resolutions-year\/\">regular exercise routine<\/a> so you can maintain a healthy weight. If you\u2019re having a hard time you can start off by simple half hour walks every afternoon or early morning jogs before you get to work.<\/li>\n<li style=\"text-align: justify;\">Start learning how to cook your own meals. Use more healthy ingredients instead of preservatives.<\/li>\n<li style=\"text-align: justify;\">Maintain a circle of supportive family and friends. Good emotional health is as much important as physical wellness to your overall well being.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\">4. Get Serious About Your Love Life<\/h2>\n<p style=\"text-align: justify;\">Remember those minutes that seemed to drag on forever? Well, they aren\u2019t now. And, there are several other clocks ticking too. If you\u2019ve neglected your relationship status, or just haven\u2019t had the time to look for a partner, it could be the time you made a serious commitment to being committed. Time flies you know, you don\u2019t want to be that little old lady with a bunch of cats, now do you?<\/p>\n<p style=\"text-align: justify;\">Learn to focus and appreciate the positive aspects of your partner or the guy you\u2019re dating. Practice open-mindedness. Stop being a Negative Nancy and see good in people.<br \/>\nAllow yourself to be vulnerable and to trust your partner. If you want an intimate emotionally connected relationship, you have to open your heart to your special someone.<\/p>\n<h2 style=\"text-align: justify;\">5. Explore and Live Life Fully<\/h2>\n<p style=\"text-align: justify;\">You\u2019ll be surprised at how many people are so busy trying to get ahead that they forget to have fun. It\u2019s important to enjoy your life as you\u2019re trying to build it. Don\u2019t forget to do the things that make you happy. Whether it\u2019s a hobby, a sport, traveling, go out and explore the world and enjoy every minute of it.<\/p>\n<p style=\"text-align: justify;\">Make time for things you love doing every day. Plan your time so you can schedule days for having fun with friends or traveling with your partner. Once you start having kids, it\u2019s going to be hard to find time for yourself.<br \/>\nWhatever goals you have, make sure you set an achievable timetable to them. Being over ambitious and over-reaching will just make you anxious.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s time to set some goals. You have to plan your future. This is no time for idling, because what you do in your 20\u2019s can affect a huge part of your future. Not sure where to start or what to do? Here\u2019s a guide to help you live life fully before you turn 30. <a href=\"https:\/\/www.pickthebrain.com\/blog\/5-important-life-goals-you-need-to-do-before-30\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":10910,"featured_media":45420,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32,9,6,31],"tags":[3451,5408,511,63,62,5600,90,66,4629,4640],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Important Life Goals You Need To Accomplish Before 30<\/title>\n<meta name=\"description\" content=\"It\u2019s time to set some goals. You have to plan your future. 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Here\u2019s a guide to help you live life fully before you turn 30.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pickthebrain.com\/blog\/5-important-life-goals-you-need-to-do-before-30\/\" \/>\n<meta property=\"og:site_name\" content=\"Pick the Brain | Motivation and Self Improvement\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pickthebrain\" \/>\n<meta property=\"article:published_time\" content=\"2016-11-10T06:52:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-05-27T16:47:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pickthebrain.com\/blog\/wp-content\/uploads\/2016\/11\/photo-1464945265957-2f2e4e58ea54-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"5472\" \/>\n\t<meta property=\"og:image:height\" content=\"3648\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:creator\" content=\"@pickthebrain\" \/>\n<meta name=\"twitter:site\" content=\"@pickthebrain\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Armela\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pickthebrain.com\/blog\/#website\",\"url\":\"https:\/\/www.pickthebrain.com\/blog\/\",\"name\":\"Pick the Brain | Motivation and Self Improvement\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pickthebrain.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.pickthebrain.com\/blog\/5-important-life-goals-you-need-to-do-before-30\/#primaryimage\",\"url\":\"https:\/\/www.pickthebrain.com\/blog\/wp-content\/uploads\/2016\/11\/photo-1464945265957-2f2e4e58ea54-1.jpg\",\"contentUrl\":\"https:\/\/www.pickthebrain.com\/blog\/wp-content\/uploads\/2016\/11\/photo-1464945265957-2f2e4e58ea54-1.jpg\",\"width\":5472,\"height\":3648,\"caption\":\"5 Important Life Goals You Need To Accomplish Before You're 30\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pickthebrain.com\/blog\/5-important-life-goals-you-need-to-do-before-30\/#webpage\",\"url\":\"https:\/\/www.pickthebrain.com\/blog\/5-important-life-goals-you-need-to-do-before-30\/\",\"name\":\"5 Important Life Goals You Need To Accomplish Before 30\",\"isPartOf\":{\"@id\":\"https:\/\/www.pickthebrain.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pickthebrain.com\/blog\/5-important-life-goals-you-need-to-do-before-30\/#primaryimage\"},\"datePublished\":\"2016-11-10T06:52:04+00:00\",\"dateModified\":\"2017-05-27T16:47:33+00:00\",\"author\":{\"@id\":\"https:\/\/www.pickthebrain.com\/blog\/#\/schema\/person\/41d2aabd0fbec5f97ec31df6a05dd135\"},\"description\":\"It\u2019s time to set some goals. 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