{"id":3477,"date":"2010-10-09T10:26:29","date_gmt":"2010-10-09T18:26:29","guid":{"rendered":"https:\/\/www.pickthebrain.com\/?p=3477"},"modified":"2013-09-30T12:04:16","modified_gmt":"2013-09-30T20:04:16","slug":"3-ways-to-have-more-money-left-at-the-end-of-your-month","status":"publish","type":"post","link":"https:\/\/www.pickthebrain.com\/blog\/3-ways-to-have-more-money-left-at-the-end-of-your-month\/","title":{"rendered":"3 Ways to Have More Money Left at the End of Your Month"},"content":{"rendered":"
<\/div>

<\/a><\/p>\n

In today’s economy, everyone is looking for ways to stretch their dollar. There are a lot of minimalism strategies out there such as giving up that morning latte, brown bagging it a couple times a week, and even trading in your car for a bike.\u00a0 Here are three ways that you might not have even thought about, that could put a lot more in your pocket than skipping your coffee break!<\/p>\n

Home Refinance<\/strong>
\nInterest rates are lower today than they have been in a long time.\u00a0 It might be time to take a look at your mortgage and see if a refinance would make sense.\u00a0 Even if your rate is already low, in the 5{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} or 6{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} range, with rates now in the low fours, you could shave a significant amount off of your monthly payment.\u00a0 What if your payment is OK where it is?\u00a0 Why not take a look at dropping your loan from a 30 year loan to a 15 year loan.\u00a0 Your payment might stay pretty close to the same per month, but you will end up saving a huge amount of money in interest over the life of the loan!<\/p>\n

Car Refinance<\/strong>
\nThis is another strategy, but one you don’t hear a whole lot about.\u00a0 Interest rates are low right now on cars as well.\u00a0 You might be able to save some money by refinancing a car or two.\u00a0 This is not typically an item that is thought to be refinanced, but with the rates as low as they are, it couldn’t hurt!<\/p>\n

Insurance Checkup<\/strong>
\nWhen was the last time you looked at your insurance?\u00a0 If you are like most people, it was when you bought it.\u00a0 Maybe it is time to take another look.\u00a0 You might be able to qualify for some discounts now based on your age, driving record, or home improvements that you didn’t qualify for when you bought the insurance.\u00a0 You might realize that you have never used that towing or rental rider on your car insurance, and now have money in savings to take car of those if they happen.\u00a0 While you are at it, you should also review your life insurance to make sure you have adequate coverage there also.
\nThere you have it, three ways you could potentially put hundreds of dollars extra into your pocket each month, and you didn’t even have to look silly riding a bike in a suit to do it!<\/p>\n

When he is not flying around the world securing complex computing systems, Sean Mathena runs Find Your Peak <\/a>where he helps people to achieve peak performance in every area of their life.
\nLet him help you improve your life by visiting http:\/\/www.findyourpeak.com<\/a>. You can also find him on Twitter @findyourpeak and Facebook by searching for Find Your Peak!<\/em><\/p>\n

Don’t Forget To Follow PickTheBrain on\u00a0Twitter<\/a>!<\/em><\/p>\n

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Time is All We Have: 3 Ways To Increase The\u00a0 Return On Investment<\/a><\/p>\n

How To Find Time For New Habits<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

In today’s economy, everyone is looking for ways to stretch their dollar. There are a lot of minimalism strategies out there such as giving up that morning latte, brown bagging it a couple times a week, and even trading in your car for a bike. Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":12163,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[22],"tags":[259,746,638,66,4629,665],"yoast_head":"\n3 Ways to Have More Money Left at the End of Your Month - Pick the Brain | Motivation and Self Improvement<\/title>\n<meta name=\"description\" content=\"Interest rates are lower today than they have been in a long time. It might be time to take a look at your mortgage and see if a refinance would make sense. 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Your payment might stay pretty close to the same per month, but you will end up saving a huge amount of money in interest over the life of the loan!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pickthebrain.com\/blog\/3-ways-to-have-more-money-left-at-the-end-of-your-month\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Ways to Have More Money Left at the End of Your Month - Pick the Brain | Motivation and Self Improvement\" \/>\n<meta property=\"og:description\" content=\"Interest rates are lower today than they have been in a long time. It might be time to take a look at your mortgage and see if a refinance would make sense. 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