Tag Archives: finances

The Top 2 Ways To Turning Your Passions Into Multiple Streams of Income

Creating multiple streams of income is key to sustain and secure your message. When one of the streams faces a hard time, others lift you up.

When it comes to creating multiple streams of income (or multiple profit centers as Barbara likes to call), people are divided into two groups: Continue reading

Improving Your Finances by Gaining Control Over the Person in the Mirror

You have more power over your financial destiny than perhaps you have given yourself credit for. No one can stop you from being extraordinary, well almost no one. The truth is there is one person who holds the keys to your success or failure, your poverty or riches, your freedom or imprisonment. Continue reading

Skipping the Latte Could Cost You: Why Cutting Back Can Sometimes Cost You More

I’ve been dropping into my favorite coffee shop for years. Then, amid the buzz over the economy and what a waste of money my lattes were, I stopped. Afterward, I found that while passing that coffee shop I missed the smell, the people, the “me time.” Continue reading

Distinguishing Between Price and Value

Yes, it’s always going to be a subjective judgment, and sometimes you’ll get it wrong. But by recognizing that there’s a difference between the fixed price and the value that you’ll derive, you give yourself a much higher chance of getting it right. Continue reading

save money

1 Simple Decision That Gives You Financial Independence

A recent survey showed that 60{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} of us don’t keep a budget. Close to 20{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} hasn’t a clue where their money goes each month, yet 43{54c12dad2cc2b53ae830e39915b1a3e70288dbcbbeb8bbf8395437c5dc3c512c} do spend more each year than they earn. Almost a third pay no attention to interest rates on their credit cards, even while carrying an average debt of $15,000 per household. Continue reading

debt

A Foolproof Guide to Avoid Soul Crushing Debt

One of the greatest hardships a person can face is being burdened by debt. In addition to paying off the original loan, interest (often at extremely high rates) continues to add to the total, making the ultimate pay off far higher than what was borrowed in the first place. Continue reading