I’ve got a tax tip that won’t save you any money, but it will save you something far more valuable . . . time. The IRS says the average American spends 21.4 hours completing their 1040 tax return. It’s this “hidden” tax — the sacrifice of not your dollars but your other 8 hours — that you can reduce. And the good news is this tax tip won’t increase your risk of an IRS audit. r
With personal finance, as with so many areas of life, we have a tendency to swing between extremes. Often, an excess of spending – with accompanying credit card debt, clutter and stress – prompts us to take a good hard look at our finances. We make all sorts of good resolutions: a plan to reduce our debt, a savings account for our emergency fund, and so on … and somewhere along the way, we pick up the idea that we should only spend money on absolute essentials. r
Would you like to have more money in your pocket – without having to do any extra work? For many of us, the easiest way to boost our savings is to cut back on how much we’re spending. Whether you’re channeling money into an emergency fund, or whether you’ve got your heart set on that dream vacation, saving an extra few hundred dollars each month might seem out of reach right now. r
If you don’t read any other book this decade on financial prosperity, you must read “The Science of Getting Rich.” The Science of Getting Rich is a great (short) book which was written by Wallace D. Wattles back in 1910. It provides a basic roadmap teaching on how anyone can become financially free. r
Many of us have a tendency to spend money frivolously. I’m not talking about the rare folk who run up insane credit card debts on things they just can’t afford – but people like you.
Maybe you always come out of the grocery store with a few things you don’t need … and which eventually end up in the trash. Maybe you can’t resist buying new books, even though there’s a great library nearby. Maybe you end up buying things online when you’re surfing the net in the evenings. r
© Copyright 2013 PickTheBrain | Motivation and Self Improvement
