Picking the Collective Brain: What tools do you use to manage your personal finances?

It’s been approximately 16 months since I entered the working world and assumed responsibility for my personal finances. In that time, the number of accounts and expenses I need to track has grown to the point where I’m desperately in need of a tool to manage it all.

There are so many options that it’s hard to distinguish one from the next, so I turn to the PickTheBrain community: what tool do you use to manage your personal finances?

Here is the main criteria:

  • Simple: Tons of features aren’t a must, but speed and usability are.
  • Cost Effective: Cheap is the best price, but I’d spend a moderate amount for the right package.
  • Accessible: Ideally there would be a solution that can be accessed from multiple computers (PC and Mac).
  • Comprehensive: Capable of handling a wide range of expenses, income streams, and bank/investment accounts.

After that I’m open to anything. I really appreciate your responses and hopefully we’ll be able to create a comprehensive list of best tools available.


Erin shows overscheduled, overwhelmed women how to do less so that they can achieve more. Traditional productivity books—written by men—barely touch the tangle of cultural pressures that women feel when facing down a to-do list. How to Get Sh*t Done will teach you how to zero in on the three areas of your life where you want to excel, and then it will show you how to off-load, outsource, or just stop giving a damn about the rest.

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