Too many consumers sign up select a credit card offer by looking only at the credit limit and don’t give a second thought to whether they are getting the most out of their cards. There are a number of items you can do with minimal effort to significantly improve your financial situation when it comes to credit cards.

Here are the top five things we suggest you look for when selecting a credit card: Click here to continue »

It’s been approximately 16 months since I entered the working world and assumed responsibility for my personal finances. In that time, the number of accounts and expenses I need to track has grown to the point where I’m desperately in need of a tool to manage it all.

There are so many options that it’s hard to distinguish one from the next, so I turn to the PickTheBrain community: what tool do you use to manage your personal finances?

Here is the main criteria:

• Simple: Tons of features aren’t a must, but speed and usability are.
• Cost Effective: Cheap is the best price, but I’d spend a moderate amount for the right package.
• Accessible: Ideally there would be a solution that can be accessed from multiple computers (PC and Mac).
• Comprehensive: Capable of handling a wide range of expenses, income streams, and bank/investment accounts.

After that I’m open to anything. I really appreciate your responses and hopefully we’ll be able to create a comprehensive list of best tools available.

As creatures of habit, who like to repeat the same behavior, our personal finance habits have an enormous impact on our financial well being. Unfortunately, all too many people fall victim to the same common money mistakes.Recognizing and eliminating these mistakes is the first step to financial independence. Here are the money mistakes that you need to avoid. How many are you guilty of? Click here to continue »

To get ahead in life, you need to be in the business of selling. If this statement makes you cringe, it is probably because the word “sales” evokes images of annoying telemarketers and pushy car dealers. Relax, though, as this article is about a product so wonderful and special you should have no qualms in selling it. The product? You.

There are endless situations in life where the key to success is the ability to sell yourself to others. In your career, the ability to convince an interviewer that you are the best person for the job is critical. When it comes to relationships, your ability to show your best qualities can be the crucial factor in clinching a date with the girl or guy you want. When you think about it, if you cannot sell yourself as a person to others, you are going to have a difficult time selling them your ideas, your wishes, your needs, your ambitions, your skills, and your experience. Click here to continue »