Growing obesity and higher levels of personal debt are 2 different modern phenomenon. There is no obvious connection between the two, but both problems share many similarities. These ideas suggest that the solution to many of our problems share certain key characteristics.

Whatever we wish to achieve, the solution is rarely gained through looking for some miracle product. The solution invariably lies through a change in our attitude and frame of mind.

The Road is Paved with Good Intentions

It is good to have a hope for achieving our targets. But, to be successful, we need more than half-hearted good intentions. To make significant changes in our life we need to be focused and fully committed. Alas, we cannot reduce weight by talking about how desirable it would be. Nor can we reduce our debt through wishful thinking; it requires determination and continued commitment. Click here to continue »

The best way to attain the freedom to pursue your dreams is by reaching financial independence. Once money is no longer a problem, you’ll be free to travel the world, express yourself creatively, and do whatever it is that you love.

Financial independence can be reached many ways, but one that works for many people is building an online business. Creating this site has helped me to generate a significant amount of income that has made a major impact on my life and my plans for the future.

Online businesses are attractive because they require very little money to start and the rewards can be huge. The downside is that the internet is highly competitive.

In the age of a million free information sources, everyone is constantly battling for attention. If you write your own blog or website, I’m sure you’ve experienced the difficulty of attracting readers first hand.

The problems people face are largely the result of having the wrong mindset. Most people think like opportunity seekers, jumping from one hot idea to the next, instead of developing a longterm strategy.

I was plagued by this problem myself, and I know for a fact this site never would have reached it’s current level of popularity if I hadn’t learned the ideas contained in the Internet Business Manifesto by Rich Shefren.

The manifesto is completely free, and I highly recommend you give it a read, but even more importantly, Rich is on the verge of releasing his latest free report, The Attention Age Doctrine.

This completely free report contains specific tactics you can start using right after it’s released to blow past your competitors that don’t know what you know about the new Attention Age. If you’re serious about building a successful business you need to read this fast.

The free report hasn’t been released yet, but if you sign up now you’ll be notified as soon as it’s available. I’ve already signed up myself and plan on reading the entire Attention Age Doctrine as soon as it becomes available.

The people who are quickest to use this information with profit the most. I plan to be one of them, which is why I already reserved a copy, and I recommend you do the same.

Rich has provided great free information before and I expect even more this time. Unfortunately, Rich has decided to make this report available only to a limited number of readers, so if you miss your chance to get it now you could be waiting for a long time.

Too many consumers sign up select a credit card offer by looking only at the credit limit and don’t give a second thought to whether they are getting the most out of their cards. There are a number of items you can do with minimal effort to significantly improve your financial situation when it comes to credit cards.

Here are the top five things we suggest you look for when selecting a credit card: Click here to continue »

It’s been approximately 16 months since I entered the working world and assumed responsibility for my personal finances. In that time, the number of accounts and expenses I need to track has grown to the point where I’m desperately in need of a tool to manage it all.

There are so many options that it’s hard to distinguish one from the next, so I turn to the PickTheBrain community: what tool do you use to manage your personal finances?

Here is the main criteria:

• Simple: Tons of features aren’t a must, but speed and usability are.
• Cost Effective: Cheap is the best price, but I’d spend a moderate amount for the right package.
• Accessible: Ideally there would be a solution that can be accessed from multiple computers (PC and Mac).
• Comprehensive: Capable of handling a wide range of expenses, income streams, and bank/investment accounts.

After that I’m open to anything. I really appreciate your responses and hopefully we’ll be able to create a comprehensive list of best tools available.